Base rate and BPLR

Base rate is the benchmark reference rate and almost all categories of loans are priced with reference to this rate. Banks cannot lend below this rate. One basis point is equal to 0.01 percentage points. The public sector bank plans to take up review of the bench mark prime lending rate (BPLR) shortly.

Restructured loans will account for 3.5% of total advances: CRISIL

The total amount of loans that are likely to be restructured by banks over 2011-12 and 2012-13 is estimated at nearly Rs 2-lakh crore, according to Crisil.

Bank’s non-performing assets are set to increase to 3.2 per cent by March 2013, from 2.9 per cent as at December 2011.

Losses of 62 CPSEs at Rs 21,693 crore

The losses incurred by Central Public Sector Enterprises (CPSEs) rose 34 per cent in 2010-11 to Rs 21,693 crore.