Monday, February 27, 2012

SBI - IBPS - Model question paper Clerk PO(Banking Industry and Finance Only ) - 1 (Sample question paper)


SBI - IBPS - Model question paper Clerk PO(Banking Industry and Finance Only ) - 1 (Sample question paper) :

This will be useful in SBI, IBPS clerical and probationary officer(PO) exams...
Practice these papers and do well in the exams... Good luck... Enjoy the exam...



1. Bank for Interntional settlements is situated at
  1. Basel, Switzerland
  2. New York, U.S.A
  3. Luxemburg
  4. London, England
  5. Paris, France
2. 'Swabhiman' is a campaign launched for
  1. Deposit mobilisation
  2. Special loans for jawans
  3. Financial inclusion
  4. Enlarging tax net
  5. None of these
3. During the 2011-12 annual budget, the finance minister has targeted covering 73000 new areas with population of _____ and above under banking services by March 2012.
  1. 1000
  2. 2000
  3. 5000
  4. 10000
  5. 25000
4. The initial minimum capital required to set up new banks has been fixed at Rs. _____ crore.
  1. 100
  2. 200
  3. 500
  4. 1000
  5. 5000
5. RBI has issued guidelines for issuance of fresh licence to banks. As per them, new banks can be set up only through a wholly owned Non-Operative Holding Company (NOHC). The NOHC will have to hold a minimum _______% of the paid up capital for five years.
  1. 25
  2. 40
  3. 50
  4. 100
  5. 74
6. New entities that seek fresh banking licence have to open at least _____% of their branches in unbanked rural centers. (Populations up to 9999 as per 2001 census).
  1. 10
  2. 25
  3. 40
  4. 50
  5. 75
7. Foreign investment (FDI + FII + NRI) for new banks has been capped at ______% for initial five years.
  1. 25
  2. 49
  3. 51
  4. 74
  5. 76
8. In existing banks foreign share holding is permitted up to ____%.
  1. 100
  2. 74
  3. 51
  4. 49
  5. 40
9. SARFAESI (Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest) Act enables financial institutions to
  1. Recover bad loans
  2. Improve financial inclusions
  3. Assess market risks better
  4. Open new branches and outlets
  5. None of these
10. Ranjana Sadashiv Sonwane was the first person to get Aadhar Number in India. She is a tribal woman from Tembhali village in Nandurbar in
  1. Madhya Pradesh
  2. Assam
  3. Rajasthan 
  4. Bihar
  5. Maharashtra
11. Aadhar is a ______digit unique number provided by Unique Identification Authority of India (UIDAI).
  1. 10
  2. 12
  3. 14
  4. 15
  5. 20
12. UIDAI stores in a centralised database the folowing information of citizens except
  1. Basic demographics
  2. Photographs
  3. Ten finger prints
  4. Iris
  5. DNA details
13. Who is the President of World Bank ?
  1. Robert B Zoellick
  2. Edward R Cook
  3. King Keizer Mavric
  4. Rupert Murdoch
  5. Ms. Christine Lagarde
14. Who is the MD of IMF ?
  1. Robert B Zoellick
  2. Edward R Cook
  3. King Keizer Mavric
  4. Rupert Murdoch
  5. Ms. Christine Lagarde

15. Who is the Deputy Chairman of Planning Commission ? 
  1. Dr. Manmohan Singh
  2. Pranab Mukerjee
  3. Dr. Subbarao
  4. Montek Singh Ahluwalia
  5. None of these
16. The 12th Five Year Plan would begin in the year____.
  1. 2011
  2. 2012
  3. 2013
  4. 2014
  5. 2015
17. Who owns State Bank of India now ?
  1. It is wholly owned by Government of India
  2. It is wholly owned by RBI
  3. It is jointly owned by RBI and Government of India
  4. Majority shares are with Government of India while the balance is owned by private people
  5. None of these
18. Who is considered the 'Lender of Last Resort' in India ?
  1. RBI
  2. Government of India
  3. Planning Commission   
  4. Development Banks
  5. None of these
19. Maximum amount per transaction using NEFT is limited to______.
  1. Rs. 50000
  2. Rs. 100000
  3. Rs. 200000
  4. Rs. 500000
  5. No such limit
20. What is the minimum service charge per transaction for NEFT/RTGS ?
  1. Rs. 6
  2. Rs. 8
  3. Rs. 10
  4. Rs. 25
  5. None of these
21. Banks allow 'no frill account' now. What is their peculiarity ?
  1. Low minimum balance to be kept
  2. No minimum balance requirements
  3. No interest will be given to such accounts
  4. KYC norms are not mandatory
  5. None of these
22. Renminby is the official currency of______
  1. Hong Kong
  2. China
  3. Thailand
  4. Laos
  5. Singapore
23. Which is the biggest financial institution in India ?
  1. SBI
  2. ICICI
  3. LIC
  4. GIC
  5. UTI
24. India's first rural bank ATM card was issued by National Payments Corporation of India for the Kashi Gomti Samyut Gramin Bank. This card is named ________
  1. Rupay Grmin Card
  2. Kisan Card
  3. Samyut Card
  4. Kashi Gramin Card
  5. None of these
25. The above mentioned card was launched in association with_____
  1. SBI
  2. Union Bank of India
  3. Canara Bank
  4. Bank of India
  5. None of these
26. Which of the following is NOT a pubic sector bank functioning in India now ?
  1. Andhra Bank
  2. Bank of Maharashtra
  3. United Bank of India
  4. New Bank of India
  5. Allahabad Bank
27. From which state was the Janani-Shishu Suraksha Karyakram (JSSK) of the Ministry of Health and Family Welfare launched recently ?
  1. Kerala
  2. Maharashtra
  3. Haryana
  4. Rajasthan
  5. None of these
28. SCORES is a complains redressal system launched by ________
  1. SEBI
  2. IBA
  3. CBDT
  4. CCI
  5. None of these
29. Direct Tax collections account for what share of GDP in India ?
  1. 9.26 %
  2. 7.62 %
  3. 5.66 %
  4. 4.72 %
  5. None of these
30. The National Broadband Plan is aimed at rolling out broadband infrastructure to every village with more than _____ people.
  1. 500
  2. 1000
  3. 1500
  4. 2000
  5. None of these
31. Which of the following have been disallowed from opening branches abroad by the RBI ?
  1. Private sector banks
  2. Pension funds
  3. Cooperative banks
  4. NBFCs
  5. None of these
32. What is India's per capita income at current prices in 2010-11 ?
  1. Rs. 41532
  2. Rs. 45278
  3. Rs. 49294
  4. Rs. 54835
  5. None 
33. What is the share of micro small and medium enterprises (MSMEs) in India's industrial production ?
  1. 8.72 %
  2. 16.18 %
  3. 24.67 %
  4. 44.86 %
  5. None of these 
34. Goa became the first state in the country to launch cashless health insurance scheme "______ Arogya Bhima Yojana" for its entire population in September 2011.
  1. Shatabdi
  2. Rashtriya 
  3. Nehru
  4. Swarnajayanti
  5. Sampoorna
35. Which of the following is a  private sector bank ?
  1. Oriental Bank of Commerce
  2. Karur Vysya Bank
  3. Indian Bank 
  4. Corporation Bank
  5. All the above
36. With which of the following has India Post tied up to provide money transfer service to enable those working abroad to remit money to their dependents in India not having bank accounts.
  1. Money Gram
  2. Western Union 
  3. Paypal
  4. Master Card
  5. Visa
37. What is the full form of DGFT ?
  1. Development and Grouping of Foreign Trade
  2. Demand and Grouping of Foreign Trade
  3. Director General of Foreign Trade
  4. All the above are correct under different contexts
  5. None of these
38. The RBI capped bank investments in to liquid schemes to what per cent of the bank's net worth ?
  1. 15 %
  2. 10 %
  3. 12 %
  4. 13.2 %
  5. None of these
39. Which of the following bodies in April 2011 modified the norms for appointment of its internal auditor ?
  1. SEBI
  2. PFRDA
  3. IRDA
  4. India Inc
  5. None of these
40. NASSCOM Chairman ?
  1. Rajendra Singh Pawar
  2. Harsh Manglik
  3. N. Chandrashekaran 
  4. Ganesh Natarajan
  5. None of these


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